Rural Housing Loans

USDA Loans (also known as Rural Housing Loan)

USDA loan program, also known as Rural Housing loan, is a type of government-insured home loan that allows the borrower to purchase a new home with no down payment. USDA loans are generally fixed rate loans.


  • O% down payment
  • Property must be in a qualifying area
  • Income limits may apply based on household size
  • Additional underwriting requirements will vary by borrower situation


  • USDA loans do not require a down payment
  • Homebuyers may finance a home for 100% of the purchase price

Contact Traditional Mortgage today by calling us at (610)351-0428 or email us at  to find out if your area qualifies as a designated rural area under the USDA program and if you can secure a USDA loan today.